Life Insurance provides funds to help your loved ones replace your lost income when you pass away. These funds can be used for anything – funeral expenses, living expenses, college tuition, mortgage payments or unforeseen expenses.
This is a common concern. The Capital CS Group provides a comprehensive analysis to guide you to the right amount of coverage while utilizing the best product for you and your family.
This amount will include all final expenses, uncovered medical bills, funeral and estate costs, outstanding debts, mortgage balance and college expenses, to name just a few.
This is the figure you will arrive at after calculating the “present value” of cash flow streams your family will need after your passing.
There are many options when deciding on what kind of life insurance you need—Universal, Whole Life, Term Life and so many more. We will assess your age and personal situation which will dictate the best coverage options for you and your family.